Personal Loan

30 minutes approval

Speed is the key, we will approve your application within 30 minutes after assessment of loan application. Apply online is quick & easy, simply just contact us via online, Whatsapp, Wechat or Call. Our consultants will serve you to get the best loan package.

Confidential, Safe & Professional

Our consultants are trained professionally with strong financial knowledge. They will assess your requirements and offer you the best package. We treat our customers professionally & keep all processing privately & confidentially. 

Low interest

Many customers have obtained the lowest loan rate plan from us. No hidden cost or deposit required. This is to accommodate our customers’ needs on the personal and business goal. 

SATISFACTION GUARANTEED

We alway analyze our customers’ needs for best recommendation on the flexible repayment terms. Our high service standard have lead to highly recommendation from our customers’ friends and family.

Blacklisted Can Apply

We understand blacklisted will lead to multiple challenges especially loan application. However, you are welcome to apply the loan here even if your  loan application had rejected elsewhere.

Flexible Repayment

We have loan repayment terms maximum up to 48 months. On top of that, we also able to provide loan if you do not have guarantor or collateral.

Apply Now

    Location/Area*

    Thank you for your application. For your information, We are only available in Kuala Lumpur, Selangor, Seremban, Lukut & Port Dickson, Penang & Johor.
    Please call 016-555 7665 if you have any questions. Thank you.
    1 min
    Approval Time
    50 %
    Approval Rate
    10 <
    Satisfied Customers

    REPAYMENT CALCULATION ESTIMATION (RM)​

    Interest/Annum: Max 12%-18%
    Loan Period: 3 – 48 months
    Other Charges: N/A
    Maximum Loan: RM400,000

    Interest
    12%/Year
    6 mths 12 mths24 mths36 mths
    1,000177935238
    5,000883467258189
    10,0001,767933517378
    20,0003,5331,8671,033756
    50,0008,8334,6672,5831,889
    100,00017,6679,3335,1673,778

    For example: 
    Mr Jacky apply loan with the amount of RM 5,000 for 12 months with the interest rate of 12% per annum.

    Monthly payment: RM466.67
    Interest per month: 1%
    Total interest you pay: RM 600
    Total amount you pay: RM 5,600

    Customers reviews

    The advisors have assisted me to overcome many financial challenges since 2010. Their loan allow me to continue my restaurant business and now I already have 5 branches in town. Highly recommended
    Mr. Jimmy Ng
    Restaurant Owner
    I use their service because the loan rate is very affordable and repayment terms is very flexible. I have sufficient capital to start the clothes business online and now the business is doing well. I am very happy with their professional service and speed to help me out.​
    Pn. Rose
    Manager
    Loan processing is surprisingly fast and easy. They helped me to achieve my dream with very good loan package. I have recommended their service to my friends due to their helpful advisors.
    Ms Choo
    Consultant

    Whenever you need to achieve your personal goal or resolve your life challenges with financial support, this loan option is for you. Get the right loan package is very important for your loan planning, especially with lowest interest & best repayment terms.

    Our loan package come with lowest interest rate, it helps our customers achieve their goal with satisfaction guaranteed.

    Total loan amount is calculated based on monthly basic salary. Meaning, higher salary will lead to higher loan amount allowed. You can apply the personal with minimum salary requirement of RM2,500.

    Either your are blacklisted or having issues with CTOS, we also welcome you for the application. This loan option also minimize your financial burden. Flexibility of loan is important, if you need loan without guarantor or collateral, feel free to let us know during your loan application.

    The application is simple, convenient, quick and easy. All you need is to apply via online or mobile. We will contact you and once the information and documentation is fully provided, we will process the loan and approve within 30 minutes. Once done, the cash will be out to you as soon as possible after the loan is approved.

    perfectloan2u.com has more than 10 years of loan service experience. Our consultants will serve you to achieve your goal. They are professional & will process your application confidentially.
    Contact Us to get the best quotation now.

    Who can apply:

    – Blacklisted or CTOS or CCRIS issues

    – If you don’t have no Guarantor

    – If you don’t have previous track record on business operation

    – If you don’t have Asset or Collateral

    – If you don’t have sufficient documentation

    – If you have rejected by other loan application

    3 Steps of Application

    Apply Online

    Fll up few simple questions online. Alternatively, you can contact us via Whatsapp or call us.

    Processing

    If require, we will contact you and get more information in order to process your application

    Approval

    Once we have all necessary information and documents, we will approve your loan within 30 minutes.